Important Information

www.andersonstrathernam.co.uk (“Website”) is owned and operated by Anderson Strathern Asset Management Limited (“the Firm”), registered in Scotland (No. SC376947), whose registered office is, 1 Rutland Court, Edinburgh EH3 8EY. Anderson Strathern Asset Management Limited is authorised and regulated by the Financial Conduct Authority (FRN 552925).

Use of this website located at www.andersonstrathernam.co.uk by you constitutes your acknowledgement and acceptance of these Terms and Conditions, which take effect on the date on which you first use this website. By accessing, using and/ or downloading materials from this website, you agree to abide by these Terms and Conditions. If you do not agree to be bound by these Terms and Conditions, please do not use or access this website.

We reserve the right to change these Terms and Conditions at any time by posting changes online and it is your responsibility as a user of this website to check regularly to determine whether these Terms and Conditions have been changed. If you do not agree to any change to these Terms and Conditions then you should not continue to use this website. Your continued use of this website after changes are posted constitutes your acceptance of these Terms and Conditions as modified.

If your use of this website and/ or any content contained herein results in the need for servicing, repair or correction of equipment, software or data, you assume all costs thereof.

Liability


The content, information, materials and opinions contained on this website are for marketing and general information purposes only, they are not included on the website for the purpose of providing any party with any professional advice and shall not be deemed to be included for any such purposes. No content on this website should be used by any party or relied on by any party or treated by any party as a substitute for specific advice of any nature relevant to particular circumstances. Anderson Strathern Asset Management explicitly excludes any liability for any loss (of whatever nature) which may arise from any reliance by any party on any content, information, materials or opinions published on this website.

This website may allow for downloading of files. We do not accept liability for any loss or damage which may result from the downloading or emailing of any of these files including, but not limited to, loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing of this website or your downloading of any material from this website or any websites linked to this website.

Certain parts of this website may include links to external internet sites and/ or website belonging to third parties: Anderson Strathern Asset Management has no control over and is not responsible for the content and/ or functionality of any such third party websites nor the actions of the owners and/ or controllers of such third party websites. Anderson Strathern Asset Management does not, by including links to any third party website, endorse any content of any such third party website nor does it endorse any party owning and/ or controlling such third party websites. Nothing in these Terms and Conditions shall be deemed to exclude or limit Anderson Strathern Asset Management’s liability for:

(a) death or personal injury caused by negligence (as such term is defined by the Unfair Contract Terms Act 1977); or

(b) fraud; or

(c) misrepresentation as to a fundamental matter; or

(d) any liability which cannot be excluded or limited under applicable law.

Copyright and Limited Reproduction Permissions


The contents of this website and all pages contained herein are protected by copyright and such copyright is the property of Anderson Strathern Asset Management or its licensors. You may view this website and print or download any part(s) of it for personal, non-commercial purposes only and to this end only you may recopy the material to individual third parties for their personal information, but only if:

(a) you acknowledge the Anderson Strathern Asset Management web page as the source of such material and you must include such acknowledgement and the Anderson Strathern Asset Management web address (www.andersonstrathernam.co.uk) in any such copies; and

(b) you inform the third party recipient that these Terms and Conditions apply to them and that they must comply with them.

Any non-personal and/ or commercial use of the content of this website (and any part thereof) is forbidden. Any unauthorised copying, modification, publishing, displaying, exploitation and/ or distribution of this website and/ or any of its content by any party may constitute copyright infringement and give rise to any actionable claim.

By using this website you acknowledge and agree that all intellectual property rights, including without limitation, copyright and trademarks, in and to this website and all content contained herein shall remain at all times vested in Anderson Strathern Asset Management or its licensors.

Law and Jurisdiction


These Terms and Conditions shall be governed by and construed in accordance with the laws of Scotland. Disputes arising herefrom shall be subject to the exclusive jurisdiction of the courts of Scotland.

Severability


If any of these Terms and Conditions, or any parts thereof, should be determined to be illegal, invalid or otherwise unenforceable by reason of the law of any state or jurisdiction in which these Terms and Conditions are intended to be effective, then to that extent and within such state or jurisdiction only in which that term or condition is illegal, invalid or unenforceable, it shall be severed and deleted from these Terms and Conditions and the remaining terms and conditions shall survive and continue to be binding and enforceable.

Access and Use outside the UK


Anderson Strathern Asset Management makes no representation that the content and materials contained on and accessible through this website are appropriate or available for access and/ or use in other locations outside of the United Kingdom and access to them from any territories where the website content or any part thereof is illegal is prohibited. If you access this site from a location outside of the United Kingdom, you are responsible for compliance with all local laws.

Regulatory Bodies


The Firm is regulated and authorised by the Financial Conduct Authority for investment business in the United Kingdom.

Capital Adequacy


The Capital Adequacy Directive aim is to encourage market discipline, by setting out disclosure requirements which regulated businesses are required to publish about their  capital, risk exposures and risk assessment processes. These disclosures are referred to Pillar 3 disclosures, and our document can be downloaded here .

Pillar 3 Disclosure


The value of investments and the income from them may fluctuate, past performance is no guide to future performance, and there is no guarantee that you will receive back all the money originally invested.

Any information concerning the taxation treatment of a recommended investment or action is based on our understanding of current Inland Revenue law and practice. Taxation law may be subject to future change.

Order Execution - RTS 28


The European Securities and Markets Authority (ESMA) requires investment firms to publish, on an annual basis, information on the identity of execution venues and the quality of execution obtained. This reporting requirement falls under MiFID II (Markets in Financial Instruments Directive) which is a European Union law that aims to standardise regulation for investment services across all member states of the European Economic Area.

Under MiFID II there are a number of Regulatory Technical Standards (RTS) which investment firms are required to implement. RTS 28 outlines the requirements designed to increase transparency related to executing client orders on trading venues - including systematic internalisers, market makers or other liquidity providers - intended to improve investor protection.

To adhere to RTS 28, investment firms that execute client orders are required to summarise and publish the top five execution venues in terms of trading volumes where they executed client orders in the preceding year, as well as information on the quality of execution obtained.

ASAM’s RTS 28 analysis for the period 1 January to 31 December 2018 can be found by using the following link.

Dispute Resolution


If you are dissatisfied with any investment business conducted with the Firm, you are entitled to make a complaint. Please be assured we treat any complaints seriously and can provide a copy of our internal complaints procedure on request. Should you wish to register a complaint, please contact us:

In writing:  The Compliance Officer, Anderson Strathern Asset Management Limited,
1 Rutland Court, Edinburgh, EH3 8EY
By phone: 0131 270 5270
By e-mail:  enquiries@andersonstrathernam.co.uk

Financial Ombudsman Service


For your further protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (FOS)

To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk or telephone 0800 023 4567 or 03001239123 (from a mobile)

Alternatively, where your complaint relates to products or services purchased online, or by other electronic means such as by email, you may refer your complaint to the online dispute resolution (ODR) platform at  http://ec.europa.eu/odr Privacy Policy

Please read our Privacy Statement which tells you how the Firm uses the information which you provide to us. Any and all personal information you provide will be processed in strict accordance with our Privacy Statement. By using this Website, you consent to such processing, and you warrant that all data provided by you is accurate.