Clicking on either of these links will take you away from the ASAM website. You will be directed to a dedicated portal provided by either Standard Life Savings Limited or Seven Investment Management LLP. Both firms are authorised and regulated by the Financial Conduct Authority.
Login to Standard Life Login to 7IMKeeping up-to-date with changes to pensions legislation, and being mindful of all of your retirement options, can be overwhelming. We provide a fully independent and professional pension service to individuals and businesses, offering a range of solutions to help make the future feel even more secure.
The prospect of retiring should be exciting but for many, planning for this next phase of your life can feel daunting. Taking retirement advice early can ensure your finances stay on track and give you peace of mind that you are doing the best you can to plan towards the retirement you’ve always dreamed of.
Planning early for retirement has never been so important. The average life expectancy continues to rise and the state pension age is also increasing, which means that you will need more personal funds to maintain your lifestyle after you retire. One of the best ways to build those funds is to start early.
Arguably, retirement will be one of the biggest things that you save for throughout your life and you want to make sure you get it right. Whether you already have various pension pots, other assets such as investments or property or are looking to set up your very first pension, we can offer advice and solutions that help you utilise the allowances and potential tax reliefs that might be available to you. Regularly reviewing your retirement strategy with us means that your plan evolves to take account of changes to your own circumstances and/or pension legislation and helps to keep your pension working hard for you and your future.
The pension ‘freedoms’ introduced in 2015 have made the options for taking an income from your pensions more complicated and advice is key to ensure you secure an income from your assets in a managed and tax efficient way. This may include taking lump sums from your pensions, using part of your pot to purchase an annuity or utilising other assets you may have by taking income from ISAs, dividends from an investment portfolio or running down some of your cash savings.
We will put together a comprehensive income at retirement plan and demonstrate how much you can realistically afford to spend each year while allaying any concerns you may have about your money running out. Our article on achieving a strong sense of financial wellbeing may be helpful for you. Whatever you want your retirement to look like, we can help you to make the most of your pensions and other assets and keep you on track and working towards the retirement you’ve always wanted.
Anderson Strathern Asset Management Limited is authorised and regulated by the Financial Conduct Authority.
If you’d like to discuss how we might assist you with your pension needs, please contact us.
